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The Value of the PIN |
2009 was full of fraud and data compromise. Perhaps in this New Year we should all remember the value of debit PIN. Easily forgotten in an age of swipe-and-go credit transactions, debit PIN offers consumers unique options that are not available with other debit features. Debit was the most popular form of payment in a 2008 BAI/Hitachi Study of Consumer Payment Preference. Debit PIN accounted for about 20% of all in-store transactions because of usability, security features and cash back options.
- Protect yourself from fraud by using the debit PIN. Your PIN should not be written on or around your card. Your PIN should not be disclosed with non-cardholders. Your SDCFCU debit PIN is uniquely linked to your card. If used properly, debit PIN transactions can not be fraudulently reproduced.
- Are you tired of holds? Debit PIN have faster release on account holds. That means you can “see” your transactions faster. Complete a purchase. That purchase is deducted from your balance – faster.
- Debit PIN offers a no-fee way to withdraw money from your checking account while you shop! Forget about terminal fees, convenience fees or transaction fees. Debit PIN cash back is always fee-free.
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